None of the information or materials contained on this site should be construed as providing any type of investment or other advice to you, nor should you consider it as a solicitation, recommendation, endorsement or offer to you to purchase or sell any financial security or other financial instrument.


This website may contain links to other websites that are not controlled and/or maintained by SC Lowy. Access to and use of the such other websites is at your own risk and subject to any terms and conditions of use which govern such websites. By providing such links, SC Lowy shall not be deemed to endorse, recommend, approve, guarantee or introduce any third parties or their services or products, or any facts, views, advice, information, and/or products found on such websites. SC Lowy is not responsible for the content contained on any such sites, or for the failure of any product or service offered for sale or advertised on any such sites or for any damages that may result therefrom. Copyrights in the materials or information on the linked sites are owned by other organizations. Moreover, such other sites may have privacy policies or terms and conditions of use that differ from those of SC Lowy.

SC Lowy holds copyrights on all of the works appearing on the Site, in particular images, texts, iconographic and photographic representations and documents which may be downloaded from the Site, as well as all of the software integrated on the Site. The reproduction or representation of all or part of this Site, on any medium whatsoever, is therefore strictly forbidden without the prior written consent of SC Lowy.

SC Lowy and any other names, images and logos identifying SC Lowy and its products and services are proprietary trademarks of SC Lowy Group. SC Lowy does not permit the use of its name in advertising, as an endorsement of any product or service, or for any other commercial purpose, except where expressly permitted by written agreement between parties.

Use of Materials, Ownership & Control

All material on this site, including but not limited to images, logos, trademarks (collectively referred to as the “Material”), is protected, or in the process of being protected, under various intellectual property laws and owned or controlled by SC Lowy.

You may view, print, download or store temporarily extracts from this website without alteration, addition or deletion for the purposes only of your own personal, non-commercial use. Any unauthorized use of this site and/or the materials may subject the user to criminal prosecution and/or civil liability under applicable law.

Privacy Policy

Use of this Site

This website is operated by, or on behalf of, SC Lowy in Hong Kong. We make no warranties that materials on this website are appropriate or available for use in such locations. To the extent that access and/or use of this website would be deemed illegal by governing law, such access, distribution, and/or use is prohibited. Those who choose to access this site outside Hong Kong do so on their own initiatives and are responsible for compliance with all local laws and regulations.

Limitations of Liability

We are not responsible for any damages or injury, including but not limited to special or consequential damages, that result from your use of (or inability to use) this website, including any damages or injury caused by any failure or performance, error, omission, interruption, defect, delay in operation, computer virus, line failure, or other computer malfunction. You acknowledge that we provide the content of this website on an “as is” basis with no warranties of any kind. Your use of this website and use or reliance upon any of the materials on it is solely at your own risk.

SC Lowy may from time to time change the rules that govern your use of this Site. SC Lowy shall have the right at any time, without providing individual notice, to change, modify, add or delete the terms and conditions (“Changed Terms”) applicable to your use of the Site, or any part thereof. The Changed Terms shall be effective immediately upon notice thereof, which may be given by any means including, but not limited to, posting the Changed Terms on the Site, or by electronic or conventional mail, or by any other means by which you obtain notice thereof. Any use of the Site by you after such notice shall be deemed to constitute acceptance by you of the Changed Terms.

Governing Law

Use of this site and these Terms and Conditions of Use shall be governed by the laws of Hong Kong SAR, without regard to its conflict of law provisions. Any dispute relating to the above shall be resolved solely in the courts located in Hong Kong SAR. If any portion of these Terms and Conditions of Use are deemed unenforceable, unlawful or void by a Court of competent jurisdiction, then that portion of the Terms and Conditions of Use and Privacy Policy will be deemed severable and will not affect the enforceability or validity of the remaining portion of these Terms and Conditions of Use and Privacy Policy.

Contact Us

If you have any questions concerning our website or our Terms and Conditions of Use and Privacy Policy, please contact us as info@sclowy.com.